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Wrecked today
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cw1115
Posted 2009-03-31 1:53 PM (#31348)
Subject: Wrecked today


Visionary

Posts: 1290
Ruskin, Fl
I don't have any photos, but I hit a patch of crumbled up asphalt today and was on the ground before I knew I was falling. I cannot believe how fast S%t happens. Broke the front tipover off the frame, which in turn led to serious body work damage and crushed floor board. It happened right in front of my local shop. I would have left it with him, but his mechanic is thinking the frame needs to be welded or replaced. I do not want a bike with a part welded back on the chassis.
Anyway, I'm glad I had my helmet on. Hit my helmet on the ground, some how took the skin off my finger tips, some misc road rash and my knee is starting to swell. I was not going fast at all, maybe 20 MPH. I wouldn't wish a high speed wreck on anybody.
On the up side, if they total it may gap insurance will cover my 1000 dollar deductible and I get a '09. I'll keep you advised.


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Flatsix
Posted 2009-03-31 1:59 PM (#31349 - in reply to #31348)
Subject: RE: Wrecked today


Tourer

Posts: 412
Fargo, ND

 

Sorry to hear about your mishap Michael and glad to hear you are doing almost fine!  You are probably correct in the fact that if your frame is damaged, your bike is probably a throw away.  Good Luck with it!

 

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visionbob
Posted 2009-03-31 2:23 PM (#31352 - in reply to #31348)
Subject: Re: Wrecked today


Cruiser

Posts: 141
Cumming, GA
I know how you feel and am glad that you are ok for the most part. I have the same problem with my bike that was rear-ended. The dealers mechanic indicated that "no way" would he certify the bike after a rear-end collision. Also looking at an '09 as soon as I get the ok from my insurance.
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visionbob
Posted 2009-03-31 2:23 PM (#31354 - in reply to #31348)
Subject: Re: Wrecked today


Cruiser

Posts: 141
Cumming, GA
I know how you feel and am glad that you are ok for the most part. I have the same problem with my bike that was rear-ended. The dealers mechanic indicated that "no way" would he certify the bike after a rear-end collision. Also looking at an '09 as soon as I get the ok from my insurance.
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elvis441
Posted 2009-03-31 2:28 PM (#31355 - in reply to #31348)
Subject: Re: Wrecked today


Cruiser

Posts: 170
Houston, TX
Glad you're ok. Ride safe.
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Blackjack
Posted 2009-03-31 2:31 PM (#31356 - in reply to #31348)
Subject: RE: Wrecked today


Tourer

Posts: 367
Cottage Grove, Mn
WOW glad your OK been there donr that, road rash heals. i'm with you on not wanting a welded up frame i just don't think i could ever trust it again. Can't just the front portion of that frame be replaced?
Blackjack
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ElroyJ
Posted 2009-03-31 2:44 PM (#31357 - in reply to #31356)
Subject: RE: Wrecked today


Tourer

Posts: 460
Centennial, CO
Never a matter of IF you will be on the ground...more a matter of WHEN. I always thought I was too good to drop my ride. Well, it happened and more than once. Even my cop friend who rides daily on his cruiser has had mishaps that were non-cop like related. He hit a curb one time, drove into a pot-hole another...both times causing him to take some paint off of his helmet. I NEVER thought he would go down. He is a GREAT rider and I only wish I could maneuver a bike like he does.

I truly am happy you are okay (relatively speaking). Knees are the worst. I hope its only a bruise and nothing more serious.

As they say...never ride faster than your Angel can fly! Clearly...your Angel was on top of things and kept you from being hurt badly! Woohoo!
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Teach
Posted 2009-03-31 2:52 PM (#31359 - in reply to #31348)
Subject: Re: Wrecked today


Visionary

Posts: 1436
Glad it was only a small get off and you are ok. Bikes are replaceable
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cw1115
Posted 2009-03-31 3:03 PM (#31362 - in reply to #31348)
Subject: Re: Wrecked today


Visionary

Posts: 1290
Ruskin, Fl
Thanks everone. I think I'll be healed before I have a bike to ride. The body panel took a good enough hit to bend the inner fairing whick I had painted black, so there is paint work involved too. Looking at page 3.14 of the PDF manual it looks like a large "U" shaped subframe is bolted on. Too bad (LOL) I didn't "recover" the tipover with the broken mount. There is nothing to weld on without it.
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Lotzafun
Posted 2009-03-31 3:26 PM (#31365 - in reply to #31348)
Subject: Re: Wrecked today


Iron Butt

Posts: 935
Rockford, IL

Of course....like everyone else....glad you aren't beat to badly. Couple of scuffs and bruises can be be dealt with with some time and some pills. I strongly suggest you take some muscle relaxers today and tomorrow. You are gonna feel much worse tomorrow than you do now....trust me. I live on Aleve somedays, works for my needs.

As far as the bike the frame for the front tipover is a seperate item from the main upper cast portion of the frame. It bolts on, not welded. See part #23 in the chassis/frame section here http://parts.polarisind.com/Assemblies.asp so no worries about something being "welded back on" and possibly causing a problem.

I think you may have been misinformed about GAP insurance. It does not cover a deductible. It covers the difference between the bike value and the loan amount when the vehicle is a total loss. At least I've never seen it cover a deductible, and I've been in the industry for more than a few decades.

A little bit of opinion......usually a $1000 deductible on anything is kinda not worth the savings of having it. For example, with my insurance the difference in cost between a $500 and a $1000 deductible is only $23, so it would take about 22 years of no claims to justify the savings. I stongly suggest that prior to choosing such a high deductible that folks "run the numbers" and then decide if its worth it. Sometimes it might be, but most of the time it isn't.

As I suggested to VisionBob a few weeks ago....might want to save your old damaged parts. With the crowd around this place who knows what can be scavenged off them in the future. Its fairly apparent that a few of us could use a few screws and bolts to keep things tight.



Edited by Lotzafun 2009-03-31 3:32 PM
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RedRider
Posted 2009-03-31 3:29 PM (#31366 - in reply to #31362)
Subject: Re: Wrecked today


Visionary

Posts: 1350
Glad you are okay. That's the most important thing.
I would consider riding a bike with a welded frame if I can our company weld inspector okay it. He would be really picky and do a NDT on it. When properly done the weld is stronger than the steel. Of course the big word is properly.
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kitster
Posted 2009-03-31 3:42 PM (#31367 - in reply to #31348)
Subject: RE: Wrecked today


Rockwall, TX United States

I was out on the local FMs and rolled up on a couple of squad cars parked off to the side of the road at the head of a blind left hand sweeper.  As I started into the turn, I saw a beautiful Ultra that had gone off the road and was on its side in the bar ditch.  No one seemed to be injured and everything seemed to be well in hand as I passed the accident.  

 

Spring is in the air and, coming out of an extended break from riding, this accident was a sober reminder to me to dial it back a bit and spend some time practicing basic skills (emergency braking, object fixation, cornering, tight circling&hellip before riding more aggressively.   I still had a good time and feel it was worth the investment.

 

Good luck with your body and the bike.

 

Kit

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cw1115
Posted 2009-03-31 4:02 PM (#31368 - in reply to #31348)
Subject: Re: Wrecked today


Visionary

Posts: 1290
Ruskin, Fl
Thanks Lotzafun. When I bought my last bike I was told that the GAP insurance covered up to $1000 on a total loss. I never read the contract and I'm sure you are correct. It's a moot point since I doubt it's that bad to write off. I went on Progressive's website. The premuim differance is $96.96 a year for my policy. Still 5 years to be worth it, but hindsight is 20/20.
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radioteacher
Posted 2009-03-31 6:02 PM (#31376 - in reply to #31348)
Subject: Re: Wrecked today


Visionary

Posts: 3006
San Antonio, TX
Michael,

Pack that knee in ice to cut down on the swelling. My favorite cold pack is a quart ziplock bag of ice and water wrapped in a towel.

Please post a picture of the helmet if you still have it. It would be a good reminder for everyone here.

Take care and heal fast,

73

de N5IUT
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cw1115
Posted 2009-03-31 6:24 PM (#31378 - in reply to #31348)
Subject: Re: Wrecked today


Visionary

Posts: 1290
Ruskin, Fl
Thanks Teach. Ice is helping alot. I got my paramedic license Monday, which means I am a terrible patient. My coworkers gave me grief for not going for an x-ray. I'm on duty tomorrow and if the chief sees me limping, guess where I'll be going. Thee helmet has very little damage, but I'll get a shot of it. I was a 50% helmet rider. This was a blessing in disguise because as much as I don't like it, it's staying on.
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cw1115
Posted 2009-03-31 6:26 PM (#31379 - in reply to #31348)
Subject: Re: Wrecked today


Visionary

Posts: 1290
Ruskin, Fl
Thanks Teach. Ice is helping alot. I got my paramedic license Monday, which means I am a terrible patient. My coworkers gave me grief for not going for an x-ray. I'm on duty tomorrow and if the chief sees me limping, guess where I'll be going. Thee helmet has very little damage, but I'll get a shot of it. I was a 50% helmet rider. This was a blessing in disguise because as much as I don't like it, it's staying on.
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varyder
Posted 2009-03-31 6:36 PM (#31380 - in reply to #31379)
Subject: Re: Wrecked today


Visionary

Posts: 8144
New Bohemia, VA
Glad you're okay Michael.
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Trekwolf164
Posted 2009-03-31 7:17 PM (#31383 - in reply to #31348)
Subject: Re: Wrecked today


Iron Butt

Posts: 965
New York State
That what does not kill us makes us smarter.Glad your ok hope your on two wheels soon.
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etspastimes
Posted 2009-03-31 7:45 PM (#31384 - in reply to #31348)
Subject: Re: Wrecked today


Tourer

Posts: 388
Salisbury, NC
Sorry to hear you went down, glad to hear that it was minor oh-ohs. May you soon be riding with the wind. ET
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candubrain
Posted 2009-03-31 8:10 PM (#31385 - in reply to #31348)
Subject: RE: Wrecked today


Cruiser

Posts: 235
Kincardine, Ontario, Canada
Sorry to hear about your bad luck! If you haven't gone down, you haven't been riding. You weren't seriously hurt, and that's all that matters.
Hope you get an 09 out of the deal

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Gray rider
Posted 2009-03-31 8:31 PM (#31388 - in reply to #31355)
Subject: Re: Wrecked today


Tourer

Posts: 394
Tucson, AZ
I'm happy for you that there was minimal physical damage to you. I know what you mean by things happening quickly. Two weeks ago I didn't get the slide stand all the way out, and the bike fell on me trapping my foot under the the rear stop. Hurt like hell. This was in my garage with no one else home. Luckily I was able to get my foot out with just some skin missing and couple of bruises. Really sorry about the bike.
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cjnoho
Posted 2009-03-31 9:21 PM (#31396 - in reply to #31348)
Subject: Re: Wrecked today


Visionary

Posts: 1324
So Cal
Glad to hear your OK, the rest can be replaced.
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slowryder
Posted 2009-03-31 9:37 PM (#31397 - in reply to #31388)
Subject: Re: Wrecked today


Cruiser

Posts: 106
L.I., N.Y.
Mike glad to see your okay, hopefully everything will heal well and you'll be cruising again soon.
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devilboy
Posted 2009-03-31 9:46 PM (#31401 - in reply to #31348)
Subject: RE: Wrecked today


Cruiser

Posts: 296
Central Florida
glad you walked(limped) away relatively unscathed!
hang in there and feel better!
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tralphaz
Posted 2009-03-31 9:59 PM (#31403 - in reply to #31348)
Subject: RE: Wrecked today


Tourer

Posts: 353
cw1115 - 2009-03-31 10:53 AM

I don't have any photos, but I hit a patch of crumbled up asphalt today and was on the ground before I knew I was falling. I cannot believe how fast S%t happens. Broke the front tipover off the frame, which in turn led to serious body work damage and crushed floor board. It happened right in front of my local shop. I would have left it with him, but his mechanic is thinking the frame needs to be welded or replaced. I do not want a bike with a part welded back on the chassis.


I rear ended a pickup with mine back in Oct, pushed the front tip-over back, damaged the inner and outer fairings, headlight, forks and the frame section that holds it all together total of $6200......... Everything in the front and lower frame area is bolt off, bolt on so unless there was damage to the engine where the frame sections attach the repair should be relatively simple and of course, your bike will be just like new. The only pain I had to endure was that it took 2 months to get mine back.

Edited by tralphaz 2009-03-31 10:00 PM
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