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Insurance Cost Reference
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Jedi Jeff
Posted 2012-01-31 10:01 AM (#106471)
Subject: Insurance Cost Reference


Fountain Inn, SC United States
There's been several inquiries as to insurance cost for a Victory so let's use this thread to create an aggregate list of Insurance Companies, Cost, and Coverage. Let's use this strictly as a Reference thread (no discussion please).

Provide:

Location:
Bike Year & Model:
Insurance Company:
Coverage, Deductable:
Cost/yr:


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Arkainzeye
Posted 2012-01-31 10:11 AM (#106473 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Visionary

Posts: 3773
Pittsburgh, PA
pittsburgh pa
2011 vision
state farm
100,000/300,000 coverage with under and uninsured ($250 deduct)

its hard to give a "fair" price as my insurance is also bundled with my car and home. but for being in pittsburgh in a high traffic area, state farm was the cheapest for the same exact coverage. also another factor is PA has very different insurance laws than other states. (this is according to past insurance companies i have called)

roughly $400 a year for max coverage on everything

Edited by Arkainzeye 2012-01-31 10:11 AM
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Nepper
Posted 2012-01-31 10:28 AM (#106474 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Cruiser

Posts: 85
I know this is apples to oranges because I live in Ontario Canada but I just got my quote in the mail for renewal and with a clean driving record record for 30 years (motorcycle and car) my insurance now wants $1400.00 for the year. I'm going shopping.
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donetracey
Posted 2012-01-31 11:28 AM (#106480 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Visionary

Posts: 2118
Pitt Meadows, BC Canada
BC Canada - only ONE source for insurance: ICBC (Gov't) but you can shop around for COLLISION coverage or go without.

My current cost (over 65, safe driver discount) - $1,100 / yr for full coverage.
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DTWOR
Posted 2012-01-31 1:24 PM (#106488 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Puddle Jumper

Posts: 46
Western Wyoming
Here in Wyoming-State Farm 100/300 under/un insured,500 deduct. $248 per yr.

Edited by DTWOR 2012-01-31 1:25 PM
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willtill
Posted 2012-01-31 1:41 PM (#106490 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Visionary

Posts: 1365
Central Maryland
Location: Central Maryland
Bike Year & Model: 2011 Victory Vision
Insurance Company: Geico
Coverage, Deductable: Full coverage 100,000/300,000 with 250 deductable
Cost/yr: $575.00
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roundtwig
Posted 2012-01-31 1:58 PM (#106491 - in reply to #106471)
Subject: RE: Insurance Cost Reference


Cruiser

Posts: 233
flagstaff, AZ
Location : Arizona
Bikes: '09 Vision, '10 Crossroads, '05 Hammer
Progessive: $850/yr Full coverage , no deductible (now)
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rdbudd
Posted 2012-01-31 2:15 PM (#106495 - in reply to #106471)
Subject: RE: Insurance Cost Reference


Visionary

Posts: 1632
Jasper, MO
Southwest Missouri-rural-out in the boonies
2008 Victory Vision TP
2000 victory Sport Cruiser
1995 Kawasaki ZX9R
Progressive
100/300/50/25(UM) full coverage, 500 deductible on the Victorys, liability only on the Kawasaki
$463/year for all three combined

Ronnie
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bigfoot
Posted 2012-01-31 2:38 PM (#106496 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Tourer

Posts: 494
Akron Ohio area
Akron Ohio
Homeowner's insurance Co.
$329.00 for a full years coverage on my 2011 Vision Tour.
1 million dollar coverage with $250 deductible.
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jeffmack
Posted 2012-01-31 3:55 PM (#106503 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Iron Butt

Posts: 623
Marietta GA
08 Vision TP
75 Norton Commando

full coverage on both for 850.00
clean driving record
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pfhague
Posted 2012-01-31 4:05 PM (#106504 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Cruiser

Posts: 51
Oakland Me
08 Vision Comfort
11 Ural Patrol

American Modern
$352 yr
acv collision, 250/500 250 ded
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jeffmack
Posted 2012-01-31 7:01 PM (#106518 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Iron Butt

Posts: 623
hellz bellz .... thanks for starting this Jedi.....just called progressive and got the same coverages for 556.00 for my 2 bikes.....almost 300.00 savings.....thanks man
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johnnyvision
Posted 2012-01-31 7:13 PM (#106521 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Visionary

Posts: 4278
I asked and my insurance lady said if you live inner city more money. If you drive heavy congested roads other wards rush hour more money. High theft rate.
Live in the suburbs less money and short drives to and from work less money.
08 vision state farm $238 with $500 deductible. Progressive chargers more cause you get a $3000 add on's. So if you add pipes and chrome and wheels your covered. Progressive is really designed for harleys. Not for guys that don't have much to add.
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victoryvisiontour
Posted 2012-01-31 7:22 PM (#106522 - in reply to #106471)
Subject: RE: Insurance Cost Reference


Iron Butt

Posts: 763
Anderson, IN (48mi NE of downtown Indianapolis)

Location: Near Indianapolis
Bike Year & Model: 2008 Victory Vision
Insurance Company: Allstate
Coverage, Deductable: $25k bodily inj/$25k prop damage, $250 deductable
Cost/yr:  Just opened my new policy and it went down. $307.45 for all 3 bikes, $174.93 for the Vision alone.





(premium.jpg)



Attachments
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Attachments premium.jpg (18KB - 0 downloads)
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baadawg
Posted 2012-01-31 7:52 PM (#106527 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Tourer

Posts: 499
Chattanooga, TN
Location: Chattanooga, TN
Bike: 08 VV Tour Premium
Company: Grange
Coverage: 100/300 Comprehensive/Collision Uninsured/Under insured Motorist 100 deductible
Cost: $25/month

I've been with these guys for almost 10 years and found them to be the most reasonable for each and every bike I have owned.
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RobertDuval
Posted 2012-01-31 8:16 PM (#106531 - in reply to #106471)
Subject: RE: Insurance Cost Reference


Cruiser

Posts: 131
Edmond, OK 2012 Vision, 2012 Cross Country

Oklahoma City

 2012 Vision/ 2012 Cross Country

Vision, 250/500 (10k for accessories) 100k under/ unisured motorist $890 Year

 Cross Country 250/500 (250k um) 5k accessories 662 yr

 Both bikes Foremost (Farmer Company) each with car rental, towing, gas delivery, motel if needed, each woth a 500.00 ded.



Edited by RobertDuval 2012-01-31 8:17 PM
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Victory XC
Posted 2012-01-31 9:28 PM (#106537 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Puddle Jumper

Posts: 28
Location: Suburb of Seattle, WA
Bike Year & Model: 2010 Cross Country
Insurance Company: Progressive
Coverage, Deductable: 50/50/25, total loss coverage for both comp & collision, 5000.00 in accessories (darn close to that on the scoot, too!), 100.00 deductible
Cost/yr: 367.00
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kris1956
Posted 2012-02-01 4:48 AM (#106557 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Iron Butt

Posts: 1109
Dallas, Texas.
08 Vision.92 HD.
Progressive, full coverage. 250.00 deduct 5k acc. on each. safe driver and over 50 discount.
450.00 a year.
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glighto11
Posted 2012-02-01 10:13 AM (#106579 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Iron Butt

Posts: 741
Central New York
Upstate NY
08 Vision
GEICO
25K/50K
Comp 500. Ded
Coll 1,000. Ded
$366. per year
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nailer
Posted 2012-02-03 9:19 AM (#106760 - in reply to #106471)
Subject: RE: Insurance Cost Reference


Tourer

Posts: 366
Albuquerque, NM
Geico
Albq, NM
$243
500 deduct.
$10K prop dmg liab.
$25K/50K Unins. Motrst/bod inj/prop dmg
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donetracey
Posted 2012-02-03 1:45 PM (#106776 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Visionary

Posts: 2118
Pitt Meadows, BC Canada
SICK - just plain SICK ....

I'm going to forward this thread to our newspapers, bike clubs, dealers, - anyone with an interest to find out why our Government run agency is ROBBING us. No other work works. ROBBING ! Godamned thieves.
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donetracey
Posted 2012-02-03 1:47 PM (#106777 - in reply to #106471)
Subject: RE: Insurance Cost Reference


Visionary

Posts: 2118
Pitt Meadows, BC Canada

Jedi Jeff - 2012-01-31 8:01 AM Let's use this strictly as a Reference thread (no discussion please). 

........... Sorry Jeff - I forgot - just anger.

 

 

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Cometman
Posted 2012-02-03 2:06 PM (#106781 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Tourer

Posts: 520
Simi Valley, CA
California
Geico
2009 Vision $263
2009 Vegas $242
Bodily Inj/Liab $30k/$60k
Prop Dam $5k
UnInsur $20k/$40
Comp $500
Coll $500

Of course.... I am only riding 3000 miles a year


Edited by Cometman 2012-02-03 2:17 PM
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Nozzledog
Posted 2012-02-03 5:12 PM (#106805 - in reply to #106776)
Subject: Re: Insurance Cost Reference


Visionary

Posts: 1229
Rancho Cucamonga, CA
donetracey - 2012-02-03 11:45 AM SICK - just plain SICK .... I'm going to forward this thread to our newspapers, bike clubs, dealers, - anyone with an interest to find out why our Government run agency is ROBBING us. No other work works. ROBBING ! Godamned thieves.
It's all good... They're charging you in funny money anyway. What's a Canadian dollar worth anyway? 25 cents American?

So. Cal. Auto Club (AAA)
Riverside County Motorcycle license x 28 years, Good Driver, Multi-Vehicle discount, Garage parked.
2010 Ness Vision 10-15k miles/yr
Liability $100/300k...............................$160
Property Damage $50k.........................$47
Comprehensive $500 deduct................$85
Collision $500 deduct............................$251
Uninsured Motorist $30/60k..................$62
SubTotal.................................................$605
Returning Policyholder Saving Dividend..-$75
Total.......................................................$530/yr

Policy may be high because my wife is on the policy with 2 points on her record, but she does not have a motorcycle license, so I don't think it raised it any.

Edited by Nozzledog 2012-02-03 5:33 PM
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johnnyvision
Posted 2012-02-03 5:40 PM (#106808 - in reply to #106471)
Subject: Re: Insurance Cost Reference


Visionary

Posts: 4278
If you can afford it do a $500 deducktable it will cut your coast
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