Poll Purchase extended warranty or not?
Purchase extended warranty or not?
OptionResults
Purchase the optional 4yr warranty for $105011 Votes - [34.38%]
Skip the warranty probably won't need it21 Votes - [65.62%]
Heck with it and get a 20140 Votes - [0%]

PhantomX
Posted 2014-01-05 11:13 PM (#150274)
Subject: Purchase extended warranty or not?


Cruiser

Posts: 259
Land O Lakes, FL
I got a chance to talk to the Victory dealer today and I found out that you can purchase the extended warranty as long as you do it before the factory warranty is up! This was great news for me considering my warranty expires in about 2 months or less. Cost is $1050 for 4 more years. Which I think is pretty good considering. I was going to put a few grand down on a new Vision mainly to get one under warranty again (just move all my add on parts over). But this could save me a good chunk of change.

So for you long time Vision owners what do you think? So far the bike has been really reliable the only issue is an intermittent ABS light and the fuel gauge is a touch flakey at times. Other than that regular maintenance is all she's needed.

I love the Vision and really have no desire to get rid of it but getting that huge repair bill always sucks when something unexpected happens.

So what are your thoughts?
Top of the page Bottom of the page
Vladezip
Posted 2014-01-05 11:19 PM (#150276 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Glendale, AZ United States
I say you purchase the warranty, but read the fine print in detail of exactly what is/isn't covered. Most shops now charge about 100 bucks/hour for labor so it seems to me to be a good deal as well. Is it for unlimited mileage or did they give you a cap of some kind?
Top of the page Bottom of the page
PhantomX
Posted 2014-01-05 11:23 PM (#150278 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Cruiser

Posts: 259
Land O Lakes, FL
Gotta get more details but I am under the impression it's the same extended warranty they offer when you purchase the bike and those I think cover everything like the factory does. But I do need to get more details on that. I don't believe there is a mileage cap either.
Top of the page Bottom of the page
PhantomX
Posted 2014-01-07 11:28 AM (#150341 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Cruiser

Posts: 259
Land O Lakes, FL
Wow I'm surprised this didn't generate more conversation I would think with such a short warranty on the bike (compared to Honda's 3 yr) there would be more buzz about it.
Top of the page Bottom of the page
varyder
Posted 2014-01-07 11:58 AM (#150342 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Visionary

Posts: 8144
New Bohemia, VA
a lot of opinion on this subject. I went the deep dive and got the 4 year warranty about on the last day of my factory warranty. In essence it paid for itself. It was handy, I had the cash to pay for the warranty, but was short when I was able to use the warranty, so this was "money in the bank" for me. I think I broke even, so all is well.
Top of the page Bottom of the page
Oldman47
Posted 2014-01-07 2:12 PM (#150346 - in reply to #150341)
Subject: Re: Purchase extended warranty or not?


Tourer

Posts: 573
Central Illinois

PhantomX - 2014-01-07 11:28 AM Wow I'm surprised this didn't generate more conversation I would think with such a short warranty on the bike (compared to Honda's 3 yr) there would be more buzz about it.

People only get excited about the quality and duration of warranties when they have warranty claims. No way would I own another HD without a warranty because I know how often I had to use mine. So far, with 7 months behind me, I have exactly zero claims on my Vic warranty. That makes the Vic warranty less valuable to me because I really have not needed it.

Top of the page Bottom of the page
sonicbluerider
Posted 2014-01-07 3:13 PM (#150348 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Tourer

Posts: 576
, IA
Wow mine was600.00 and they onlycover motor. Drive train fuel pump no plastic

Edited by sonicbluerider 2014-01-07 3:14 PM
Top of the page Bottom of the page
varyder
Posted 2014-01-07 3:19 PM (#150349 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Visionary

Posts: 8144
New Bohemia, VA
I did not need mine the first year. My warranty claims were on the extended warranty.
Top of the page Bottom of the page
Arkainzeye
Posted 2014-01-07 4:16 PM (#150351 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Visionary

Posts: 3773
Pittsburgh, PA
why is your extended warranty so much money!! i bought a 4yr warranty for $495.00. I bought the X-warranty on both my vision's .. when i had my 2008 vision i had the green (N) light burn out. I thought it was a bulb... nope... it was a LED in a sealed unit.. well when it came time to have my state inspection, i was told the green (N) must work if it came on the bike.. so i priced the sealed unit... $900.00 !!! that was without labor. so i went to see if i could use my extended warranty on this, and my dealer said they HAVE TO cover it because it is required to pass inspection.. well they were right.. my on the 08 i think that warranty was $450. so my $450 warranty covered my $900 part plus labor.... on my 11 vision i used the factory warranty 2 times with in one year... day one, turn signal relay and 2 days before it expired for speaker failure.. but you also need to know just like someone else said.. you have to READ the fine print.. i found out the hard way, they do not cover rotors.. my rear rotor failed.. (the floating part) i drove at that time 50+ miles each way, only to be told over the phone by the warranty company rotors are not covered. so i asked to see a copy of the warranty since i drove that far.. and yep.. there it was clear as day.. if i would have opened my eyes and read the fine print i would have saved myself a 100 mile drive..
Top of the page Bottom of the page
Vladezip
Posted 2014-01-07 9:15 PM (#150357 - in reply to #150351)
Subject: Re: Purchase extended warranty or not?


Glendale, AZ United States
Arkainzeye - 2014-01-07 3:16 PM

why is your extended warranty so much money!! i bought a 4yr warranty for $495.00. I bought the X-warranty on both my vision's .. when i had my 2008 vision i had the green (N) light burn out. I thought it was a bulb... nope... it was a LED in a sealed unit.. well when it came time to have my state inspection, i was told the green (N) must work if it came on the bike.. so i priced the sealed unit... $900.00 !!! that was without labor. so i went to see if i could use my extended warranty on this, and my dealer said they HAVE TO cover it because it is required to pass inspection.. well they were right.. my on the 08 i think that warranty was $450. so my $450 warranty covered my $900 part plus labor.... on my 11 vision i used the factory warranty 2 times with in one year... day one, turn signal relay and 2 days before it expired for speaker failure.. but you also need to know just like someone else said.. you have to READ the fine print.. i found out the hard way, they do not cover rotors.. my rear rotor failed.. (the floating part) i drove at that time 50+ miles each way, only to be told over the phone by the warranty company rotors are not covered. so i asked to see a copy of the warranty since i drove that far.. and yep.. there it was clear as day.. if i would have opened my eyes and read the fine print i would have saved myself a 100 mile drive..


Yep, take the time to read the fine print of exactly what is and isn't covered. Afterall, you are dealing with an insurance company who's sole interest is to make money off our arses. Peace.
Top of the page Bottom of the page
bigfoot
Posted 2014-01-09 3:59 PM (#150393 - in reply to #150348)
Subject: Re: Purchase extended warranty or not?


Tourer

Posts: 494
Akron Ohio area

sonicbluerider - 2014-01-07 4:13 PM Wow mine was 600.00 and they only cover motor, Drive train, fuel pump no plastic

SCREAM is completely stock except the heel shifter.

My 2011 Vision came with a 1+2 warranty.  1 year factory, 2 additional years of a limited warranty.

The "limited warranty" will also cover a fried electrical harness and the labor to replace it, but won't cover the items that the cooked wiring harness damaged. 

The wires got so hot that they melted my front brake line and fried the heating elements in the seat. 

The warranty people (Polaristar or something close to that) said they don't cover anything made of plastic or normal wear and tear items, so the plastic front brake line and the fried seat (normal wear and tear?) weren't covered and I had pay for the replacements.

I noticed that the OP has done some modifications to his bike that might make the extended warranty people balk at covering his motor/drivetrain.

Top of the page Bottom of the page
PhantomX
Posted 2014-01-09 4:06 PM (#150394 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Cruiser

Posts: 259
Land O Lakes, FL
This is true but all the changes were done via the dealer and installed with factory parts. So the Filter is Victory and the S1 Tune is also purchased from Victory so it's under warranty.

this is a tough one. The price item I'll need to ask around. I know the warranty is only $450 at the time of purchase up until the first 30 days. The later in the game you wait the more expensive it is, hence the $1000. So if you buy on the last day your gonna pay, if you buy up front you'll get a discount. if you buy after it's like $2000 after the factory warranty expires.

Tough choice to make it's really like buying insurance you kinda take a gamble if you don't have it. All though those new Indians are looking pretty damn good lol...
Top of the page Bottom of the page
ByteN2it
Posted 2014-01-09 6:25 PM (#150396 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Tourer

Posts: 482
Beer Collins, Colorado (there is no fort)
I usually pass on extended warranties, if I can't break something within the standard 1 year of coverage I'm OK. I have purchased 3 new Victorys over the years & they came with extended warranties as part of the package-My 1999 V92C came with 1+3 years & I was glad to have it as I had the transmission replaced at the end of the warranty period. My 2003 TCD came with 1+2 years-never needed it, bike was rock solid. My 2009 Vision Tour Premium came with 1+4 and is still in force-I had a radio & headlight module replaced in the first year of factory coverage and it's been a dependable bike. The extended warranty is definitely a selling point but not something I'd be willing to pay for.
Top of the page Bottom of the page
kevinx
Posted 2014-01-11 12:24 PM (#150441 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Visionary

Posts: 1340
Gainesville Fl Home of the Gators
If you have a bunch of money sitting in the bank. then consider giving it a pass. If not then a single repair could blow you out of the water. I'm a service manager at a Vic dealer, and I have one on my own bike
Top of the page Bottom of the page
Boots
Posted 2014-01-12 8:54 AM (#150446 - in reply to #150349)
Subject: Re: Purchase extended warranty or not?


Tourer

Posts: 599
New Mexico
varyder - 2014-01-07 2:19 PM

I did not need mine the first year. My warranty claims were on the extended warranty.


Same here - Front Fork Seals.

I rarely opt for extended warranties, but got it free as bike was a new 2009 purchased in May 2010. Mine seems to be identical to the first year factory warranty, but from what I have read (and experienced) it seems like your dealer has more to do with warranty claims than the 'fine print'.

I'm glad I have it. That warranty, along with free towing from Victory Roadside Assistance gives me a lot of piece of mind.
http://www.victorymotorcycles.com/en-us/owners/roadside-assistance

To answer your question, I would say it comes down to the number of miles you plan to ride each year. 6-8k I would skip the warranty. 10k+ and I would get it.


Edited by Boots 2014-01-12 8:57 AM
Top of the page Bottom of the page
Arkainzeye
Posted 2014-01-12 9:37 AM (#150447 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Visionary

Posts: 3773
Pittsburgh, PA
i know this is common sense.. but i have to say it anyways.. IF you do get the extended warranty... you MUST follow the recommended service interval according to the owners manual... AND... have receipts proving it.. keep the receipts yourself. do NOT except your dealer to keep record of this all if they do the work.. because... if they go out of business. you will have no one to have your back.... you are allowed by law to do maintenance yourself, like oil changes.. but you Must keep the receipt for the oil and the filter and on the receipt write down the date and the mileage to which it was changed.. i have heard more than a few times where polaris OR the warranty company asked for receipts from a customer that owned one of this side by side machines and the customer could Not prove they did the maintenance themselves.... honestly i dont think thats too much to ask for from a warranty company... all they are asking is.. PROVE you took care of it..
Top of the page Bottom of the page
DannyB
Posted 2014-01-12 12:06 PM (#150449 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Tourer

Posts: 554
2 mi from Jim Beam n KY
<p>Everyone has an opinion and here's mine.........when you purchase an extended warranty, you're betting $1000 the bike will break and Ma Vic is betting it won't......other than 1st year production that is....... YMMV !</p>

Edited by DannyB 2014-01-12 12:08 PM
Top of the page Bottom of the page
adirondacks
Posted 2014-01-12 3:36 PM (#150452 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Tourer

Posts: 323
Troy, NY
Put your $1050 in the bank and save it for you next Vision. I like what DannyB said.....you are betting w/ Ma Vic. The house always win....unless you don't play
Top of the page Bottom of the page
TRELL
Posted 2014-01-17 10:25 PM (#150601 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Cruiser

Posts: 232
Well in my case I'm glad to have it the bike is broke down more than not. All the stuff that has went wrong has been big buck too..Our vision has only 30k on it and now is in the shop with a bad tranny. Replaced headlight @5k replace right fairing/ cracked from factory from get go/New rear wheel bearings and axle 24k/Had ABS baking replaced 10k/Heated seat swts went out @12k. /now tranny out at 30k...and a list of other that would ake up to much time to put on here..

Edited by TRELL 2014-01-17 10:26 PM
Top of the page Bottom of the page
PhantomX
Posted 2014-01-19 1:12 AM (#150627 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Cruiser

Posts: 259
Land O Lakes, FL
Yeah I'm looking at the new Indian Chieftain. $23k and it's really nice. May just throw a few K down on one of those. Going on a test ride on 2/22 so we shall see.
Top of the page Bottom of the page
bmwrider1954
Posted 2014-01-24 12:57 PM (#150733 - in reply to #150274)
Subject: RE: Purchase extended warranty or not?


North Billerica, MA
I purchased a used Vision in December 2013.

My 2012 came with the extended warranty good until August 2017.

I had to register it with Polaris and pay a $25- transfer fee.
Supposedly, should anything need warranty coverage, I would pay $50- deductible and Polaris would take care of the rest. Has anyone had a chance to use this extended coverage? I'd be interested to hear of your experience.
Top of the page Bottom of the page
cujo19
Posted 2014-01-24 1:55 PM (#150734 - in reply to #150274)
Subject: Re: Purchase extended warranty or not?


Puddle Jumper

Posts: 20
I bought a leftover 08 vision in march of 09 with the 5yr warranty included from Mom's in foxboro, they have replaced the headlight assembly,the fork bushings and seals at no charge, that was around 40,000 mi. the rear shock was leaking, the speedo cluster green N lite burned out and the throttle body was leaking they replaced it all under the extended warranty it cost me the $50 deductible the warranty expires 3/14 it saved me a lot of money this last repair was in 10/13 the vision has 86,000 mi .Mom's in foxboro is a great dealership ,I plan on running the Vision but if I bought another bike...it would be a Vision... and would definetly buy the extended warranty...
Top of the page Bottom of the page