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Fountain Inn, SC United States | There's been several inquiries as to insurance cost for a Victory so let's use this thread to create an aggregate list of Insurance Companies, Cost, and Coverage. Let's use this strictly as a Reference thread (no discussion please).
Provide:
Location:
Bike Year & Model:
Insurance Company:
Coverage, Deductable:
Cost/yr:
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Visionary
Posts: 3773
Pittsburgh, PA | pittsburgh pa
2011 vision
state farm
100,000/300,000 coverage with under and uninsured ($250 deduct)
its hard to give a "fair" price as my insurance is also bundled with my car and home. but for being in pittsburgh in a high traffic area, state farm was the cheapest for the same exact coverage. also another factor is PA has very different insurance laws than other states. (this is according to past insurance companies i have called)
roughly $400 a year for max coverage on everything
Edited by Arkainzeye 2012-01-31 10:11 AM
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Cruiser
Posts: 85
| I know this is apples to oranges because I live in Ontario Canada but I just got my quote in the mail for renewal and with a clean driving record record for 30 years (motorcycle and car) my insurance now wants $1400.00 for the year. I'm going shopping. |
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Visionary
Posts: 2118
Pitt Meadows, BC Canada | BC Canada - only ONE source for insurance: ICBC (Gov't) but you can shop around for COLLISION coverage or go without.
My current cost (over 65, safe driver discount) - $1,100 / yr for full coverage.
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Puddle Jumper
Posts: 46
Western Wyoming | Here in Wyoming-State Farm 100/300 under/un insured,500 deduct. $248 per yr.
Edited by DTWOR 2012-01-31 1:25 PM
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Visionary
Posts: 1365
Central Maryland | Location: Central Maryland
Bike Year & Model: 2011 Victory Vision
Insurance Company: Geico
Coverage, Deductable: Full coverage 100,000/300,000 with 250 deductable
Cost/yr: $575.00 |
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Cruiser
Posts: 233
flagstaff, AZ | Location : Arizona
Bikes: '09 Vision, '10 Crossroads, '05 Hammer
Progessive: $850/yr Full coverage , no deductible (now) |
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Visionary
Posts: 1632
Jasper, MO | Southwest Missouri-rural-out in the boonies
2008 Victory Vision TP
2000 victory Sport Cruiser
1995 Kawasaki ZX9R
Progressive
100/300/50/25(UM) full coverage, 500 deductible on the Victorys, liability only on the Kawasaki
$463/year for all three combined
Ronnie
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Tourer
Posts: 494
Akron Ohio area | Akron Ohio
Homeowner's insurance Co.
$329.00 for a full years coverage on my 2011 Vision Tour.
1 million dollar coverage with $250 deductible. |
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Iron Butt
Posts: 623
| Marietta GA
08 Vision TP
75 Norton Commando
full coverage on both for 850.00
clean driving record |
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Cruiser
Posts: 51
| Oakland Me
08 Vision Comfort
11 Ural Patrol
American Modern
$352 yr
acv collision, 250/500 250 ded
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Iron Butt
Posts: 623
| hellz bellz .... thanks for starting this Jedi.....just called progressive and got the same coverages for 556.00 for my 2 bikes.....almost 300.00 savings.....thanks man |
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Visionary
Posts: 4278
| I asked and my insurance lady said if you live inner city more money. If you drive heavy congested roads other wards rush hour more money. High theft rate.
Live in the suburbs less money and short drives to and from work less money.
08 vision state farm $238 with $500 deductible. Progressive chargers more cause you get a $3000 add on's. So if you add pipes and chrome and wheels your covered. Progressive is really designed for harleys. Not for guys that don't have much to add. |
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Iron Butt
Posts: 763
Anderson, IN (48mi NE of downtown Indianapolis) | Location: Near Indianapolis
Bike Year & Model: 2008 Victory Vision
Insurance Company: Allstate
Coverage, Deductable: $25k bodily inj/$25k prop damage, $250 deductable
Cost/yr: Just opened my new policy and it went down. $307.45 for all 3 bikes, $174.93 for the Vision alone.
(premium.jpg)
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Tourer
Posts: 499
Chattanooga, TN | Location: Chattanooga, TN
Bike: 08 VV Tour Premium
Company: Grange
Coverage: 100/300 Comprehensive/Collision Uninsured/Under insured Motorist 100 deductible
Cost: $25/month
I've been with these guys for almost 10 years and found them to be the most reasonable for each and every bike I have owned.
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Cruiser
Posts: 131
Edmond, OK 2012 Vision, 2012 Cross Country | Oklahoma City 2012 Vision/ 2012 Cross Country Vision, 250/500 (10k for accessories) 100k under/ unisured motorist $890 Year Cross Country 250/500 (250k um) 5k accessories 662 yr Both bikes Foremost (Farmer Company) each with car rental, towing, gas delivery, motel if needed, each woth a 500.00 ded.
Edited by RobertDuval 2012-01-31 8:17 PM
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Puddle Jumper
Posts: 28
| Location: Suburb of Seattle, WA
Bike Year & Model: 2010 Cross Country
Insurance Company: Progressive
Coverage, Deductable: 50/50/25, total loss coverage for both comp & collision, 5000.00 in accessories (darn close to that on the scoot, too!), 100.00 deductible
Cost/yr: 367.00 |
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Iron Butt
Posts: 1109
| Dallas, Texas.
08 Vision.92 HD.
Progressive, full coverage. 250.00 deduct 5k acc. on each. safe driver and over 50 discount.
450.00 a year. |
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Iron Butt
Posts: 741
Central New York | Upstate NY
08 Vision
GEICO
25K/50K
Comp 500. Ded
Coll 1,000. Ded
$366. per year |
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Tourer
Posts: 366
Albuquerque, NM | Geico
Albq, NM
$243
500 deduct.
$10K prop dmg liab.
$25K/50K Unins. Motrst/bod inj/prop dmg |
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Visionary
Posts: 2118
Pitt Meadows, BC Canada | SICK - just plain SICK ....
I'm going to forward this thread to our newspapers, bike clubs, dealers, - anyone with an interest to find out why our Government run agency is ROBBING us. No other work works. ROBBING ! Godamned thieves.
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Visionary
Posts: 2118
Pitt Meadows, BC Canada | Jedi Jeff - 2012-01-31 8:01 AM Let's use this strictly as a Reference thread (no discussion please). ........... Sorry Jeff - I forgot - just anger. |
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Tourer
Posts: 520
Simi Valley, CA | California
Geico
2009 Vision $263
2009 Vegas $242
Bodily Inj/Liab $30k/$60k
Prop Dam $5k
UnInsur $20k/$40
Comp $500
Coll $500
Of course.... I am only riding 3000 miles a year 
Edited by Cometman 2012-02-03 2:17 PM
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Visionary
Posts: 1229
Rancho Cucamonga, CA | donetracey - 2012-02-03 11:45 AM SICK - just plain SICK .... I'm going to forward this thread to our newspapers, bike clubs, dealers, - anyone with an interest to find out why our Government run agency is ROBBING us. No other work works. ROBBING ! Godamned thieves.
It's all good... They're charging you in funny money anyway. What's a Canadian dollar worth anyway? 25 cents American?  
So. Cal. Auto Club (AAA)
Riverside County Motorcycle license x 28 years, Good Driver, Multi-Vehicle discount, Garage parked.
2010 Ness Vision 10-15k miles/yr
Liability $100/300k...............................$160
Property Damage $50k.........................$47
Comprehensive $500 deduct................$85
Collision $500 deduct............................$251
Uninsured Motorist $30/60k..................$62
SubTotal.................................................$605
Returning Policyholder Saving Dividend..-$75
Total.......................................................$530/yr
Policy may be high because my wife is on the policy with 2 points on her record, but she does not have a motorcycle license, so I don't think it raised it any.
Edited by Nozzledog 2012-02-03 5:33 PM
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Visionary
Posts: 4278
| If you can afford it do a $500 deducktable it will cut your coast |
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Iron Butt
Posts: 741
Central New York | donetracey - 2012-02-03 2:45 PM SICK - just plain SICK .... I'm going to forward this thread to our newspapers, bike clubs, dealers, - anyone with an interest to find out why our Government run agency is ROBBING us. No other work works. ROBBING ! Godamned thieves. Don't worry Don, we will probably catch up to you sooner or later. We just have to adopt a few more of those Socialist programs like you guys have. Obamacare will head us in the right direction. Government has to get it's money somewhere, padding an extra $600. of a man's motorcycle insurance is a good start. |
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Puddle Jumper
Posts: 17
| Dracut, MA
Progressive Ins
08 Vision - $211
08 Kingpin - $198
09 Ness JP - $341
10 XC - $193
Full coverage, max limits. $500 ded
Funny that the newest bike is the least expensive. |
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Puddle Jumper
Posts: 30
Warrenton, VA | Warrenton, VA
2009Victory
Progressive
BODILY INJURY & PROPERTY DAMAGE LIABILITY $48.00
BI $50,000 EACH PERSON - $100,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT
UNINSURED MOTORISTS $61.00
BI $50,000 EACH PERSON/$100,000 EACH ACCIDENT
PROPERTY DAMAGE $25,000 EACH ACCIDENT
OTHER THAN COLLISION $500 DEDUCTIBLE $26.00
COLLISION $500 DEDUCTIBLE $170.00
TOWING & LABOR COSTS $75 PER DISABLEMENT $10.00
Total Policy Premium $315.00
Edited by dnlbest 2012-02-16 4:19 PM
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Cruiser
Posts: 255
New Brunswick , Canada | Atlantic Canada...full coverage $900.00 |
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Visionary
Posts: 2118
Pitt Meadows, BC Canada | Just got my renewal notice from the thieving bastages - WITH my 40% Safe Drivers Discount and Seniors Discount - $1,001.00 / year
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Iron Butt
Posts: 741
Central New York | Just got my full coverage renewal notice from GEICO, $287. for the year. That's about a 80% of last years. Don't know why and I ain't ask'in. |
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New user
Posts: 3
| bike insurance value mostly depends on the cost of the bike, if the cost of the bike is less then the cost of insurance will be less. |
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Cruiser
Posts: 51
Ennis, Tx | ALLSTATE Ins was the lowest price I could find in the Dallas, Tx area for my '09 Victory Vision Premium... Full coverage with full uninsured.....$503 yr........ |
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Puddle Jumper
Posts: 14
| Edmonton Alberta, Insured with Alberta Motor Association, ( CAA Alberta) with my employee discount, full coverage on a 2010 VISION is $1080. |
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Visionary
Posts: 2118
Pitt Meadows, BC Canada | donetracey - 2012-03-01 11:05 AM Just got my renewal notice from the thieving bastages - WITH my 40% Safe Drivers Discount and Seniors Discount - $1,001.00 / year So I did my renewal. It seems they didn't give me my SENIORS discount for the past 2 years that I was eligible for. About $600 that I paid that I shouldn't have paid. Tough shit, I was told. So for Apr 11, 2012 to Apr 10, 2013 - BARE BONES coverage - $713.00 Thieving Bastages .... |
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New user
Posts: 3
| Hello friends,
Two coverages required by law Property Damage Liability and Bodily Injury Liability are automatically part of any motorcycle policy we buy. Property Damage Liability Coverage helps protect you from paying for the repair or replacement of another motorist vehicle or property, including vehicles, homes, or other structures. According to me the best is to take average motorcycle insurance , here we can get the coverage of our vehicle with the most important pack. Bodily Injury Liability Coverage helps protect you from paying medical costs, loss of income, and funeral expenses of other people involved in an accident. Two important notes:
In some states, bodily injury to a passenger is covered separately under
Passenger Liability coverage. In other states, you can pay an additional premium so that Bodily Injury Liability Coverage applies to passengers.
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Iron Butt
Posts: 1109
| After reading this I don't feel too bad about 480.00 a year. Max coverage and uninsured too. |
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Cruiser
Posts: 54
Bancroft Ontario, Canada | State Farm....2009 vision all in $1200.00....2002 cruiser all in $950.00 and thats after they have my truck, my suv, my house, and my wife's business.....they are all crooks
Vbear |
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New user
Posts: 1
| The matter of fact is that bike insurance value deepends upon cost of bike too. So lesser the value of a bike lesser will be its insurance cost. Also,Quotes-center Ins has the lowest prices i have found till now. http://www.quotes-center.com/how-much-is-motorcycle-insurance/ |
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New user
Posts: 1
| Here is quotes-center
California
Geico
2009 Vision $263
http://www.quotes-center.com/list-of-insurance-companies
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Cruiser
Posts: 208
Edmonton Alberta, Canada | Edmonton Alberta, Canada, through a broker, Jevco 650 oer year, Started out at 800 5 years ago on a suzuki boulevard, bought vision, was down to 600, but went up this year. Very few comapnies carry motorcycles, so they have us by the short and curely's.
Edited by norcan 2012-05-16 12:39 AM
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Cruiser
Posts: 91
| Just renewed May 01
Full coverage $693. with $500. Deductible
Alberta, Ca |
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Visionary
Posts: 3773
Pittsburgh, PA | VBear - 2012-04-20 7:13 AM
State Farm....2009 vision all in $1200.00....2002 cruiser all in $950.00 and thats after they have my truck, my suv, my house, and my wife's business.....they are all crooks
Vbear[/QUOT
Holy crap I thought my state form quote was high ($475) thats $300k coverage with un and under insured. On a 2011 vision |
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Iron Butt
Posts: 785
Mt. Vernon, WASH. | glighto11 - 2012-02-03 8:01 PM
donetracey - 2012-02-03 2:45 PM SICK - just plain SICK .... I'm going to forward this thread to our newspapers, bike clubs, dealers, - anyone with an interest to find out why our Government run agency is ROBBING us. No other work works. ROBBING ! Godamned thieves. ?Don't worry Don, we will probably catch up to you sooner or later. We just have to adopt a few more of those Socialist programs like you guys have. Obamacare will head us in the right direction. Government has to get it's money somewhere, padding an extra $600. of a man's motorcycle insurance is a good start. ?
Maybe it's just my take on it, but the last time I checked, at least in the U.S., the goverment in any form had no input on the rates charged by private vehicle insurance companies, and I thought politics was sort of a 'don't go there' subject area on this forum as there are unlimited other sources on line where you can 'push out a head gasket' on political subjects if you think the Blue bird of happiness is taking a dump on your lifestyle. And if it is going political, I'll get my hat and head for the door now thank you.
My late Dad spent his career in business credit and credit reporting and told me several times that there were three organizations you never mess with, The Mafia, Organized Baseball, and Insurance Companies. I'm wrestling with my insurance guy right now over this years rates of $600/yr and given the amount I ride in the roughly 180 'nice enough' days we get, that equates to around $3.00 a day & I'm charged for a full 12 months even though for 6 months SYNSTR lives under it's cover on the carport as I don't play Iron Man anymore as I get older. |
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Tourer
Posts: 499
Chattanooga, TN | My rates were just raised. I have 100/300/100, uninsured motorist, $500/100 deductible and now it's going to be $278/year with Grange. |
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Fairburn, GA | I think you owe it to yourself to take a look at this insurance company.. They do a great job and very reasonable. http://markelinsuresfun.com/home
Best customer service ever! " Markel Motorcycle Insurance"
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Puddle Jumper
Posts: 26
Randolph, MA United States | Progressive in South Eastern Mass
08 Vision Tour
BODILY INJURY TO OTHERS (PART 1) $63.00
$20,000 EACH PERSON/$40,000 EACH ACCIDENT
PERSONAL INJURY PROTECTION (PART 2) $3.00
$8,000 EACH PERSON
$0 DED
BI CAUSED BY AN UNINSURED MOTOR VEHICLE (PART 3) $25.00
(COMPULSORY LIMITS $20,000/$40,000)
$100,000 EACH PER/$300,000 EACH ACC
DAMAGE TO SOMEONE ELSE'S PROPERTY (PART 4) $17.00
(COMPULSORY LIMIT $5,000) $50,000 EACH ACCIDENT
OPTIONAL BODILY INJURY TO OTHERS (PART 5) $13.00
$100,000 EACH PERSON/$300,000 EACH ACCIDENT
MEDICAL PAYMENTS (PART 6) $2,500 EACH PERSON $26.00
COLLISION (PART 7) $177.00
ACTUAL CASH VALUE
$300 DED
COMPREHENSIVE ACV (PART 9) LESS $300 DEDUCTIBLE $66.00
BI CAUSED BY AN UNDERINSURED MOTOR VEHICLE $38.00
(PART 12) $100,000 EACH PER/$300,000 EACH ACCESSORY
ACCESSORY COVERAGE (PART 13) $3,000 INCLUDED
Premium by Vehicle $428.00
Total Policy Premium $428.00
Edited by VitoB 2012-05-18 8:12 AM
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Visionary
Posts: 3773
Pittsburgh, PA | interesting little bit of info that made me and the geico lady laugh.. today i decided i would call all the BIG insurance companies about insurance on my Vision. im with state farm now. so i was trying to look at ways of lowering the rates without lowering coverage. For the hell of it i asked what kind of discounts would there be in i had a Alarm system on my bike.. Full bells and whistles.. pager, ignition disabler, horn etc etc.. state farm said ZERO, allstate said ZERO and geico said $3 discount ! lol I Laughed and then so did the lady... i think that right there shows you the faith insurance companies have in these motorcycle alarm systems..... all but one that I called said no lower premiums. then the geico lady was smart and asked me how much does the alarms cost.. I gave her a idea (range) she said you can just add more coverage and Know your protected instead of hopefully being protected by some 3rd party alarm system. im still giggling about the $3 discount.... (Dont spend it all in one place!) |
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Cruiser
Posts: 74
Republic of Texas | 2008 Vision
Allstate, multi-policy and decent record.
Full Coverage
Liability 250
un/under insured 250
Property damage 100 (250 deductible)
Deductible $500
Premium $418
South of Houston
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New user
Posts: 3
| Dairyland 785.yr, up from 450 last year, 300000 / 100000. 500 deductable. Checked progressive and geico. both over 1100. Per year. Live in Joplin mo. All insurance rates have gone over the top this year and many people canceled at renewal. |
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Cruiser
Posts: 184
Allen Park, MI | Having been an insurance agent for about 5 years....there are so many variables to insurance that it is very difficult to do and "across the board" comparison. Michigan for instance attaches a MCCA (Michigan Catastrophic Claims Asso.) which adds a fee of about $145 to EVERY vehicle you drive in this state. Sorry its not a discussion thread but just had to add my 2 cents.
Coop
Encompass...bundled with multiple vehicles and condo insurance
50/100 Liability
100 Comp
1000 Collision
$43 a month
Edited by Prostreet1 2012-07-28 8:40 AM
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Visionary
Posts: 3773
Pittsburgh, PA | Threads like this are useless.. (not to be rude) so many factors that you truely cant even begin to compare your rates to someone elses.. hell i moved 20 miles away and my mc insurance went up 25%! Location is everything. Then factors like your credit score, state laws are different, and the list goes on... |
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New user
Posts: 1
| There is a massive variation in the cost of <a href="http://www.quotes-center.com/functions-of-auto-insurance/
">car insurance</a>. The price you pay will depend on your age, where you live, the car you drive and whether you have made any previous claims.
Young drivers, males in particular, face the highest costs because they are most likely to be involved in an accident. |
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Visionary
Posts: 8144
New Bohemia, VA | Arkainzeye - 2012-07-28 11:20 AM Threads like this are useless.. (not to be rude) so many factors that you truely cant even begin to compare your rates to someone elses.. hell i moved 20 miles away and my mc insurance went up 25%! Location is everything. Then factors like your credit score, state laws are different, and the list goes on... Naw, it's not useless. It gives folks opportunity to rattle on the internet.... The one thing that I've learned about insurance is that it is the highest stupidity "fine" out there. I quit being stupid and my insurance went down. I've been off of speeding tickets for about 9 years now, plus I'm officially an old coot so that brought down my rates also. I talk to my insurance agent often just so they'll look over the policy to see where I can save. My advise for anyone is shop and save and don't get tickets. If you get a ticket, you'll pay your stupidity fine well past paying your ticket fine. |
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New user
Posts: 1
| Jedi Jeff - 2012-01-31 8:01 AM
There's been several inquiries as to insurance cost for a Victory so let's use this thread to create an aggregate list of Insurance Companies, Cost, and Coverage. Let's use this strictly as a Reference thread (no discussion please).
Provide:
Location:
Bike Year & Model:
Insurance Company:
Coverage, Deductable:
Cost/yr:
Location: Southern California
Bike Year & Model: 2011 Victory Vision
Insurance Company: Geico
Coverage, Deductable: Full coverage 100,000/300,000 with 250 deductable
Cost/yr: $475.00 As mentioned by others, the insurance coverage varies a lot from one state to the other..
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New user
Posts: 4
Chesterland, OH | Coverage & Premium Information
BODILY INJURY & PROPERTY DAMAGE LIABILITY $87.00
BI $50,000 EACH PERSON - $100,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT
COMP $188 DED TOTAL LOSS $78.00
INCLUDES DISAPPEARING DEDUCTIBLE
COLL $375 DED TOTAL LOSS $329.00
INCLUDES DISAPPEARING DEDUCTIBLE
ACCESSORY COVERAGE $5,000 $17.00
ROADSIDE ASSISTANCE $10.00
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Premium by Vehicle $521.00
Progressive. Vision 2012.
Edited by sammylvr 2012-08-23 12:52 PM
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Puddle Jumper
Posts: 10
Seattle WA | Just renewed mine with Dairyland Ins. Washington state full coverage under $500.00. Quite a saving against in-state insurerers. |
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